Cookie Policy

Cookies are small text files that are placed on your device when you visit LuminaWealth Insights. These files contain information that allows our website to remember your preferences, track your browsing behavior, and provide you with a personalized experience when exploring our investment education content and portfolio strategies. Cookies can be either "session cookies" that expire when you close your browser, or "persistent cookies" that remain on your device for a specified period. We also use similar tracking technologies, including web beacons, pixels, and local storage, to collect information about how you interact with our wealth management insights and financial literacy resources on our South Africa investing platform.

LuminaWealth Insights uses several categories of cookies to optimize your experience. Essential cookies are necessary for our platform to function properly, enabling core features like page navigation, secure access to content, and remembering your cookie preferences. Performance cookies help us understand how visitors interact with our investment education materials by collecting anonymous data about page visits, traffic sources, and browsing patterns. Functionality cookies remember your preferences, such as language settings, display options, and content personalization for portfolio strategies and wealth management insights. Marketing cookies track your activity across our site and other websites to deliver relevant content and measure the effectiveness of our South Africa investing educational campaigns.

In addition to our own cookies, we work with trusted third-party service providers who may set cookies on your device when you visit LuminaWealth Insights. These include analytics providers like Google Analytics, which help us understand user behavior and improve our investment education content delivery. Social media platforms may place cookies to enable content sharing and track engagement with our financial literacy posts. Advertising partners use cookies to deliver relevant ads about portfolio strategies and wealth management insights. We carefully select our third-party partners and require them to handle your data responsibly, but we do not control their cookies directly. We recommend reviewing the privacy policies of these third parties to understand their data practices.

We use information collected through cookies to enhance your experience on our investment education platform and improve our services. Cookie data helps us analyze which portfolio strategies and wealth management insights resonate most with our South African audience, allowing us to create more relevant financial literacy content. We use this information to optimize website performance, troubleshoot technical issues, and ensure our platform functions smoothly across different devices and browsers. Cookies also enable us to personalize your experience by remembering your content preferences and providing tailored recommendations for South Africa investing topics. Additionally, we use cookie data for security purposes, protecting your account and detecting fraudulent activity on our platform.

You have control over how cookies are used on your device when visiting LuminaWealth Insights. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies or alert you when cookies are being sent. You can delete cookies already stored on your device at any time through your browser settings. However, please note that blocking or deleting certain cookies may impact your ability to access all features of our investment education platform and may reduce the quality of your user experience. Some functionality cookies are essential for accessing our portfolio strategies and wealth management insights effectively. You can also opt out of interest-based advertising by visiting industry opt-out pages, though you will still see ads, just less personalized ones.

LuminaWealth Insights may update this Cookie Policy periodically to reflect changes in our practices, technology, legal requirements, or business operations. When we make significant changes, we will update the "Last Updated" date at the top of this policy and may notify you through email or a prominent notice on our platform. We encourage you to review this Cookie Policy regularly to stay informed about how we use cookies and similar technologies to enhance your experience with our investment education content and South Africa investing resources. If you have questions or concerns about our cookie practices, please contact us at [email protected], call +27 11 303 5000, or write to us at 118 Fredman Drive, Sandton, Johannesburg, South Africa.