Privacy Policy

At LuminaWealth Insights, we collect information to provide you with superior investment education and portfolio strategy content. We gather personal information you provide directly, including your name, email address, and communication preferences when you subscribe to our blog or contact us. We also collect technical data automatically through cookies and analytics tools, such as your IP address, browser type, device information, and browsing behavior on our platform. This helps us understand how you interact with our investment education materials and improve your experience with our wealth management insights.

Your information enables us to deliver personalized investment education content and enhance your financial literacy journey. We use your data to send you relevant articles about portfolio strategies, market insights, and wealth management tips tailored to South Africa investing opportunities. Additionally, we analyze usage patterns to optimize our content delivery, improve our platform's functionality, and develop new educational resources. We may also use your information to respond to your inquiries, send important updates about our services, and ensure compliance with applicable financial information regulations in South Africa.

We respect your privacy and do not sell your personal information to third parties. We may share your data with trusted service providers who assist us in operating our platform, such as email service providers, analytics partners, and hosting services, all of whom are contractually obligated to maintain confidentiality. We may disclose information when required by law, to protect our rights and property, or to prevent fraud and security threats. In the event of a business transfer, such as a merger or acquisition, your information may be transferred to the new entity, and we will notify you of any such change in ownership.

We implement robust security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our security protocols include encrypted data transmission, secure server infrastructure, regular security audits, and restricted access controls. However, no internet transmission is completely secure, and we cannot guarantee absolute security. We retain your information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your data at any time, subject to our legal retention requirements.

You have significant control over your personal information and how we use it. You can access, update, or delete your account information at any time through your profile settings or by contacting us directly. You have the right to opt out of marketing communications while still receiving essential service updates. You can also request a copy of the personal data we hold about you, object to certain processing activities, or request data portability. South African residents have additional rights under the Protection of Personal Information Act (POPIA), including the right to file complaints with the Information Regulator if you believe your privacy rights have been violated.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, we encourage you to reach out to us. Our dedicated team is committed to addressing your privacy inquiries promptly and transparently. You can contact LuminaWealth Insights at 118 Fredman Drive, Sandton, Johannesburg, South Africa, call us at +27 11 303 5000, or email us at [email protected]. We will respond to your inquiry within 30 days and work diligently to resolve any privacy-related concerns you may have about our investment education platform.